Holiday Closure: Labor Day
The OUH Office will be closed on Monday, September 2, 2024, in observance of Labor Day. Regular operations will resume on Tuesday, September 3, 2024. Please address any urgent matters before the holiday if needed.
2024
Making Disability Insurance Affordable
Presented on: Thursday, May 23, 2024
Michael Sato, CLTC®, LUTCF®, FSS, Brokerage Manager will delve into the realm of affordable Disability Insurance (DI), offering invaluable insights and strategies to make DI accessible to everyone.
Michael will discuss potential riders and explore DI for blue-collar workers. Discover how DI can provide substantial coverage, ensuring financial stability in the face of unforeseen circumstances, and the benefits of offering it to your clients.
Individual Disability Income Protection
- Issue Ages: 18 through 60, age last birthday as of issue date
- Benefit Periods: 13-week, 26-week, 1-year, 2-year
- Underwriting: No income verification. No medical exams.
*Assurity Product
Assurity: StartSmart Program
Assurity’s 3-in-1 insurance plan offers Term Life Insurance with coverage for critical illness and disability insurance into one affordable bundle plan that appeals to millennials.
- Term Periods: 10, 15, 20 and 30 years, depending on issue age
- Benefit Amounts: $25,000 to $10 million
- Underwriting: Accelerated underwriting and instant decision available for qualified applicants:
- Up to $1 million for ages 18-50
- up to $500,000 for ages 51-65
More Product Information
Holiday Closure: Memorial Day
The OUH Office will be closed in observance of Memorial Day. Our office will re-open with normal business hours (8:00 am – 4:30 pm) on Tuesday, May 28. Mahalo for your understanding!
Holiday Closure: Good Friday
The OUH Office will be closed in observance of Good Friday. Our office will re-open with normal business hours (8:00 am – 4:30 pm) on Monday, April 1. Mahalo for your understanding!
One-on-Ones with OneAmerica
Timeslots: First-come, first-served basis
Sign up for an opportunity to have personalized discussions with Ken Herlihy, Regional Account Director at OneAmerica. These one-on-one meetings are tailored to meet specific needs as an advisor, providing you with invaluable insights and guidance from OneAmerica.
Flexible scheduling with 30-minute and 1-hour timeslots available. Meetings can be held at your office for your convenience, or at Occidental Underwriters of Hawaii.
Secure your preferred time slot on March 4-6 by RSVPing to ckagawa@askoxy.com. Timeslots are allocated on a first-come, first-served basis.
Parking is located at the Young & Piikoi St. lot in the back of the Occidental Underwriters building. Please check in your vehicle with Maule in the 1st-floor reception area.
Case Study Insights: Mastering LTC Funding
Which long-term care funding solution is best for your client? Michael Sato, CLTC®, LUTCF®, FSS, will share case studies to guide you through the decision-making process. Join this webinar to better understand your choices in long-term care planning.
This webinar was recorded on February 6, 2024.
Who Should Attend:
- Financial Advisors and Planners to gain insights into the best long-term care funding solutions to better advise your clients and enhance their financial security.
- Insurance Agents to understand the intricacies of long-term care planning options to effectively tailor solutions for your clients’ specific needs and circumstances.
- Caregivers and Families to learn about available choices in long-term care funding to make informed decisions for your loved ones’ future well-being and financial stability.
Accompanying Materials
- Webinar Slides: Case Study Insights – Mastering LTC Funding
- OneAmerica AssetCare: James & Joan Sample ($12k/month, 25+ lifetime, no inflation) Sample
- OneAmerica AssetCare James & Joan Sample ($6k/month, 25+ lifetime, 3% compound)
- Nationwide GUL 2 ($750k, 15-pay, $500k LTC – 4%, Age 105, LTC Rider, Preferred Non-Tobacco)
- Securian SecureCare 3 ($100k premium, 2+4 yrs, 3% compound, Female, 40 Non-Tobacco, Couple’s Discount)
- CLTC 2024 Tax Guide
Speaker: Michael Sato, CLTC®, LUTCF®, FSS
With a proven track record in the industry and a wealth of knowledge in long-term care insurance sales, Michael Sato is an esteemed expert who understands the nuances of the market. His guidance will equip you with the tools needed to stay ahead of the competition and secure long-term success for yourself and your clients.
Case Study Insights: Mastering LTC Funding
Which long-term care funding solution is best for your client? Michael Sato, CLTC®, LUTCF®, FSS, will share case studies to guide you through the decision-making process. Join this webinar to better understand your choices in long-term care planning.
https://us02web.zoom.us/meeting/register/tZAude2vqT8rE9D6IicnD6FHDUTrAp7LsUOY
Holiday Office Closure: New Year’s Day
The OUH Office will be closed on Monday, January 1, 2024 for New Year’s Day. Normal office hours will resume on Tuesday, January 2, 2024 from 8:00 am – 4:30 pm.
Lunch & Learn with Mutual of Omaha
Join us for a Lunch & Learn session featuring Nate Nelson, Brokerage Sales Director at Mutual of Omaha. Explore the diverse portfolio of insurance products in an insightful session hosted at Occidental Underwriters of Hawaii. RSVP by January 5, 2024 to save your seat to Cara Kagawa at ckagawa@askoxy.com.
Location:
Occidental Underwriters of Hawaii, Ltd.
1st Floor, OUH Lounge
1163 South Beretania Street
Honolulu, Hawaii 96814
Lunch is provided, please RSVP to save your seat.