Hawaii’s Choice in Insurance and Financial Services

For Every Step of Your Journey

Your Life, Your Legacy

At Occidental Underwriters of Hawaii, providing insurance is about more than just protecting yourself and your family.

It’s about the legacy you leave behind for those who matter most.

We offer a wide range of life insurance products—long-term care insurance, critical illness coverage, disability insurance, annuities, and personalized consultations.

Throughout the years, we have helped families all over Hawaii fulfill their retirement and life insurance goals. We have delivered on policies for families in crisis while helping our clients enjoy financial peace of mind in their golden years.

Life Insurance Sample Quotes

	$250K Policy	$500K Policy
Age 30 Male Female	$12.60 $10.81	$18.73 $15.74
Age 40 Male Female	$17.00 $14.94	$27.78 $23.59
Age 50 Male Female	$34.37 $28.08	$61.98 $49.75
Age 60 Male Female	$89.26 $61.39	$170.04 $116.10

Quotes are based on 15-year term, Preferred non-smoker rating, monthly premiums, and located in Hawaii. Information is current and accurate to the best of our knowledge as of March 2025.

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We offer specialized programs for agricultural professionals, such as fishermen, delivery drivers, and certain food service workers. Agricultural-related occupations enjoy favorable life insurance underwriting terms and relaxed criteria.

Life Insurance Done Right.

Tailored & Affordable Choices

We assess your information against our extensive product range, delivering a policy that aligns with your needs and your budget.

Streamlined Underwriting

Our modern underwriting process leverages cutting-edge technology and predictive modeling for accurate decisions. For some, no medical exams are required, and wait times have been slashed from months to days.

Expert Guidance

Seeking assistance? Our team of licensed agents is committed to discovering the perfect life insurance plan for you.

Risk-Free Guarantee

If you’re unsatisfied with your policy within the first 30 days, we’ll refund your payment.

Freedom to Cancel

Some insurance policies can be canceled at any time, without incurring any cancellation fees.

Trust Us – We’re Experts.

At Occidental, our focus is on protecting the lives and livelihoods of families. We provide innovative life insurance policies to protect your loved ones after you are gone.

We partner with leading insurance companies such as John Hancock, Lincoln Financial Group, Pacific Life, Prudential, and more. This allows us to provide you with a broader array of options and potentially more favorable pricing and terms on insurance policies.

At Occidental Underwriters of Hawaii, our joy comes from serving you as we have since 1933.