Health Insurance
Long-Term Care Awareness Month 2022
What is Long-Term Care Awareness Month?
November is Long-Term Care Awareness Month (LTCIAM), dedicated to making sure your clients and prospective customers are informed about the need for LTC. We’re giving you the tools you need to talk to your clients about long-term care insurance.
Most people think they won’t need long-term care, but the fact is that 70% of Americans over age 65 will need it at some point in their lives. That’s why it’s important to plan ahead and have a policy in place.
We know it can be difficult to think about, but planning for long-term care is one of the most important things you can do for your clients. Our tools make it easy – so there’s no excuse not to get started today. Use our free long-term care planning tools today and work with us this month to help your clients get the coverage they need.
Grab & Go Resources
Carrier Specific Resources
Mutual of Omaha
Ready for Easier Access to Online Guides and Marketing Materials?
- NOW DIGITAL! Product Guide & Underwriting Guide – Find product specific details and all the underwriting parameters you need to know.
- The Need for LTCi Video Flyer – Share with any clients considering LTCi.
- Cost-of-Care Calculator, Sales Tools & Ideas – Brochures, calculators, collateral and more are linked in this piece.
- Social Media Posts – Join our Brokerage Facebook & LinkedIn pages to access our social media posts – content for you to share to producers and consumers!
- Webinar – Register to attend our Claims Webinar, where we will share detailed claims statistics and how to use them in sales ideas during Long-Term Care Awareness Month and beyond.
Nationwide
Start talking about LTC during Long-Term Care Awareness Month.
- Understand and plan for long-term care
- Speak to their loved one about their potential LTC needs
- Identify resources that can help those who provide care look after their loved ones
OneAmerica
CIAM Toolkit from Assurity
Here are some marketing pieces from Assurity that can be helpful during Critical Illness Awareness Month!
Hybrid LTC Landscape
See how the hybrid LTC market has changed as carriers continually update their products to be competitive for your clients. Join our LTC specialist as Michael Sato, CLTC®, LUTCF®, FSS shares his knowledge of the LTC landscape and what these changes mean for you.
Disability Insurance Products with MassMutual
Recorded: Tuesday, May 10 at 9:30 am
What makes MassMutual’s Disability Insurance different from other carriers? Erika Adkins, Managing Director will review their strengths, niches, and some opportunities for you.
Kickoff Disability Insurance Awareness Month 2022 *SLIDES ONLY
“Kickoff Disability Insurance Awareness Month 2022”
Presented on Tuesday, May 3 at 9:30 am
Understand the difference between Temporary Disability Insurance and Long-Term Disability Insurance. We will focus on the details and intricacies of temporary disability insurance, how to qualify and why you may need it.
*This presentation has NO recording. Slides only. For questions, please contact Michael Sato at msato@askoxy.com.
Disability Insurance Awareness Month
May is Disability Insurance Awareness Month! Disability insurance is arguably the most misunderstood of major insurances as 50% of Americans said that they would rely on savings to cover their needs if they became disabled.
If 60% of US Households have less than $6,275 in liquid savings; an amount equal to three months of income at the poverty level, how will a family or business avoid bankruptcy should he/she become disabled?
Let us help you educate your clients so they can protect their family or business should they become disabled. Here, you’ll find carrier-specific Disability Insurance resources including infographics, and social media content.
DISABILITY AWARENESS MONTH RESOURCES:
- MassMutual Disability Insurance Toolkit
- Marketing materials, stats video, and infographics
- Mutual of Omaha Disability Insurance Guide
- Consumer highlights sheet, product brochure, and video
- Principal Conversation Starters
- Digital toolkit, testimonials, and social media content
A DISABILITY INSURANCE PRODUCT FOR YOUNG ADULTS
“I applied for $150,000 of coverage and $1,500/month in disability benefits for two years and was able to do a quote and application from the Assurity producer website in 10 MINUTES. Best of all, the premium was very affordable at $37.66/month.” – Michael Sato
Be the hero to your declined clients or use the product as an affordable door-opener for life coverage with your young adult clients. Call Occidental Underwriters for more information at (808) 536-1933.
Best Practices in our Changing Environment
Learn how one successful business has been navigating through rapid changes in the industry by joining our webinar with Kelley Tom, MBA, CFP®, CDFA® from Summit Financial Advisors. She will be sharing their top tips on marketing, selling, and connecting with clients in this hybrid environment.
Assurity Kickoff with David Everly
Assurity Life has a new product that is great for uninsurable clients. They will also share unique sales concepts for Term with ROP and Whole Life. We’re excited to welcome back David Everly, Senior Sales Manager, and Lorraine Jessich, Regional Wholesaler to show what is Hot with Assurity in 2022!
Agenda:
- NEW! Accidental Death Insurance Plus (Who is this right for?, How to quote and submit cases)
- Compelling Life Sales Ideas (Term Living Benefits – Critical Illness, Own Occ DI, and ROP, Whole Life College Funding, Buy Term or UL? That is the question!)
What You Need to Know About PTE 84-24 to Sell Qualified Annuities
Presented by: Michael Sato, March 10, 2022 at 9:30 am
As of February 1, 2022, insurance agents selling products with qualified funds need to comply with PTE 84-24. To protect yourself and to be compliant, Mike Sato, Brokerage Manager provides digestible information related to these changes.
Please feel free to call or email Michael Sato at msato@askoxy.com if you have any questions on the subject or any potential case you may have.