sales

May 8, 2023HST

Lunch & Learn “Basics of Business Insurance”

Lunch & Learn “Basics of Business Insurance”

Tuesday, May 23, 2023 at 11:30 am

OUH Lounge, 1st Floor

Life insurance for business owners is about financially protecting their company just as much as it’s about protecting their loved ones! OUH Brokerage Manager, Brant Yamamoto, FSS, will go over simple ways business owners can leverage life insurance. RSVP to Cara Kagawa at ckagawa@askoxy.com.

Parking is located at the Young & Piikoi St. lot in the back of the Occidental Underwriters building. Please check-in your vehicle with Maule in the 1st floor reception area.

May 1, 2023HST

Life Insurance in Retirement Planning (LIRP)

A study released by the American Institute of CPAs (AICPA), reported that 57% of financial planners said that running out of money was the top retirement concern for their clients. Social Security and 401(k)s or IRAs may not provide enough income for clients’ retirement goals. Life insurance can be used as a tool to supplement retirement income. Explore our campaign ideas, packaged marketing resources and more!

Campaign Ideas:

Offer A Retirement Checkup.
One of the biggest risks to a comfortable retirement is running out of money too soon. Use an industry calculator to help uncover a client’s projected shortfall at retirement. Then, fill the gap with permanent life insurance.
Target High-Income and High-Net-Worth Individuals.
Affluent clients often “max out” their 401(k)s or other employer-sponsored retirement savings plans, but the contributions are limited and may not meet their future retirement needs. IRAs and Roth IRAs both offer additional savings opportunities, but a client must fall within income limitations to use them. This is where a Life Insurance in Retirement Planning strategy can serve as a solution.
Tax Diversification.
Does your client’s current retirement plan consider future tax exposure? Provide a tax-advantaged option for clients through cash value life insurance.
Retirement Backstop.
Your clients are saving for retirement, but they are unsure if their current accounts will last through life expectancy. A cash value life insurance policy can provide a “backstop” against unplanned retirement risks (sequence of return risk, withdrawal rate risk, inflation, taxes, longevity, and long-term care events).

Marketing Materials

March 22, 2023HST

A Closer Look into Roth Conversions & QLACs

A Closer Look into Roth Conversions & QLACs
May 2, 2023 at 9:30 am
OUH Lounge, 1st Floor

Join us for an exclusive event with Justin Shipman Regional Sales Director, Annuity Solutions at Lincoln Financial as he dives into the details of Roth Conversions and Qualified Longevity Annuity Contracts (QLACs). This event will cover the fundamentals as well as examine the potential benefits and drawbacks so you’ll know how these strategies may fit into your business, especially with the changes enacted earlier this year by The Secure Act 2.0. Don’t miss this opportunity!

RSVP to save your seat at ckagawa@askoxy.com. This is an in-person event.

March 22, 2023HST

Client Event! Overcoming the Great Retirement Income Gap

Client Event! Overcoming the Great Retirement Income Gap

Are your clients ready to learn how to overcome the retirement income gap? Join Ken Herlihy, CLTC, Regional Account Director, Care Solutions and John Broyles, CFP®, Regional Sales Director from OneAmerica for an event that’s not to be missed. With interactive discussions on preparing for retirement, the benefits of long-term care, and hypothetical examples of the Asset Care and Annuity Care products, your clients will leave feeling confident in discussing more about their retirement plans. Don’t miss out on this client-friendly event that will leave a lasting impact on your clients’ financial future.

Client Event! Overcoming the Great Retirement Income Gap
April 27, 2023 at 5:00 pm
OUH Lounge, 1st Floor
*Snacks will be provided

These will be in-person events. If you are interested and would like to save your seat(s), contact ckagawa@askoxy.com.

March 22, 2023HST

Lunch & Learn “Business Insurance”

Lunch & Learn “Business Insurance”
Wednesday, April 19, 2023 at 11:30 am
OUH Lounge, 1st Floor

Life insurance for business owners is about financially protecting their company just as much as it’s about protecting their loved ones! Brant Yamamoto, FSS, OUH Brokerage Manager will go over basic ways you can use life insurance as a business owner.

RSVP to save your seat at ckagawa@askoxy.com. This is an in-person event.

Parking: This event will be located at the OUH Lounge, 1st floor. Parking is located at the Young & Piikoi St. lot in the back of the Occidental Underwriters building. Please check-in your vehicle with Maule in the 1st floor reception area.

March 15, 2023HST

Policy Review

A Policy Review is designed to help you develop conversations with clients and evaluate the performance of their existing insurance coverage to see if it still meets their needs. Purchasing life insurance isn’t a “set it and forget it” transaction. There are many factors that may impact a client’s policy. As life changes, needs change too. Explore our campaign ideas, packaged marketing resources and more!

Campaign Ideas:

Lifestyle Changes.
Did your client just get married? Divorced? Purchase a home? Have a child? There could be a gap in the amount of coverage your clients need.
Business Related.
Did your client switch careers? Is there a new business venture or possibly a business ownership change? Make sure your client is protected with the right coverage.
Changes In Health.
Your client (or their spouse) may now have a positive development in their health. Perhaps they’re thinking about long-term care benefits as they age. Maybe they have Term policies approaching conversion date expiration. Highlight how additional coverage and/or policy changes would adapt to current circumstances.

Legislative and Industry Specific Factors.
Changes in tax law occur. New and innovative products become available in the life insurance marketplace. Policy performance shifts due to market volatility or interest rates. These are all important reasons to conduct policy reviews.

Marketing Materials

March 13, 2023HST

3 Smart Ways to Fund LTC Needs with OneAmerica

3 Smart Ways to Fund LTC Needs with OneAmerica
April 27, 2023 at 11:30 am
OUH Lounge, 1st Floor
*Lunch will be provided

Join Ken Herlihy, CLTC, Regional Account Director, Care Solutions and John Broyles, CFP®, Regional Sales Director from OneAmerica for a captivating lunch event that will showcase the unparalleled solutions of Care Solutions. Discover how you can effortlessly finance all of your long-term care needs by leveraging qualified money, 1035 exchanges, or stretching out to a guaranteed level premium up to age 95. Don’t miss out on this unique opportunity to learn and grow with the best in the LTC business.

If you are interested and would like to save your seat, contact ckagawa@askoxy.com.

Client Event! Overcoming the Great Retirement Income Gap

Are your clients ready to learn how to overcome the retirement income gap? Join Ken and John on Thursday, April 27 at 5:00 pm in the OUH Lounge, 1st Floor for an event that’s not to be missed. With interactive discussions on preparing for retirement, the benefits of long-term care, and hypothetical examples of the Asset Care and Annuity Care products, your clients will leave feeling confident in discussing more about their retirement plans. Don’t miss out on this client-friendly event that will leave a lasting impact on your clients’ financial future.

Client Event! Overcoming the Great Retirement Income Gap
April 27, 2023 at 5:00 pm
OUH Lounge, 1st Floor
*Snacks will be provided

These will be in-person events. If you are interested and would like to save your seat(s), contact ckagawa@askoxy.com.

March 13, 2023HST

Custom Meetings with James Romero, CLTC

Custom Meetings with James Romero, CLTC
Wednesday, March 29, 2023, from 2:00 pm
Use this opportunity to learn more about Securian’s amazing product, and benefit from James Romero’s years of experience in the industry. Schedule a one-on-one or bring your clients along. Reserve your timeslot now at ckagawa@askoxy.com!

Times Available:
2:00 pm – 3:00 pm – Available
3:30 pm – 4:30 pm – RESERVED
4:30 pm – 5:30 pm – Available

These events will be located at the OUH Lounge, 1st floor. Parking is located at the Young & Piikoi St. lot in the back of the Occidental Underwriters building. Please check-in your vehicle with Maule in the 1st floor reception area.

March 13, 2023HST

Hybrid Solutions with James Romero, CLTC

Hybrid Solutions with James Romero, CLTC
Wednesday, March 29, 2023, at 11:30 am
OUH Lounge, 1st Floor
Come and learn about the latest and most exciting LTC product to hit the market with Securian’s Regional Vice President, James Romero. James is a veteran at Hybrid LTC insurance! He’s currently RVP at Securian covering the SecureCare III product with a wealth of knowledge and experience. In addition, James will be available for additional meetings. See below…

Custom Meetings with James Romero, CLTC
Wednesday, March 29, 2023, from 2:00 pm
Use this opportunity to learn more about Securian’s amazing product, and benefit from James Romero’s years of experience in the industry. Schedule a one-on-one or bring your clients along. Reserve your timeslot now at ckagawa@askoxy.com!

Times Available:
2:00 pm – 3:00 pm – Available
3:30 pm – 4:30 pm – RESERVED
4:30 pm – 5:30 pm – Available

February 21, 2023HST

Lunch & Learn “Masterclass: Hybrid Life & LTC”

In just 30 minutes, get up to date on the most competitive LTC hybrid product on the market! Get to know this product that’s disrupting the LTC landscape, and you’ll be equipped to protect your clients with a top-tier solution.

RSVP to save your seat at ckagawa@askoxy.com. This is an in-person event. (10 person limit)

Parking is located at the Young & Piikoi St. lot in the back of the Occidental Underwriters building. Please check-in your vehicle with Maule in the 1st floor reception area.