Making Disability Insurance Affordable
Presented on: Thursday, May 23, 2024
Michael Sato, CLTC®, LUTCF®, FSS, Brokerage Manager will delve into the realm of affordable Disability Insurance (DI), offering invaluable insights and strategies to make DI accessible to everyone.
Michael will discuss potential riders and explore DI for blue-collar workers. Discover how DI can provide substantial coverage, ensuring financial stability in the face of unforeseen circumstances, and the benefits of offering it to your clients.
Individual Disability Income Protection
- Issue Ages: 18 through 60, age last birthday as of issue date
- Benefit Periods: 13-week, 26-week, 1-year, 2-year
- Underwriting: No income verification. No medical exams.
*Assurity Product
Assurity: StartSmart Program
Assurity’s 3-in-1 insurance plan offers Term Life Insurance with coverage for critical illness and disability insurance into one affordable bundle plan that appeals to millennials.
- Term Periods: 10, 15, 20 and 30 years, depending on issue age
- Benefit Amounts: $25,000 to $10 million
- Underwriting: Accelerated underwriting and instant decision available for qualified applicants:
- Up to $1 million for ages 18-50
- up to $500,000 for ages 51-65
More Product Information
